Why Mosanté

WHY US?

OUR HEALTH COMES FIRST, NOT OUR PROFIT


We are a non-profit health care provider and having no shareholders, we invest our income back into the services we offer, so that we can continue to help to improve your health and wellbeing. Healthcare is, and will remain, our only focus.

BONUS/MALUS SYSTEM


Mosanté has a Unique Bonus/ Malus mechanism which is used to adjust premiums paid by members according to their claim history. Bonus is a discount given on the premium to reward low claimants, whereas the Malus is an increase in the premium for high frequency claimants. At BMPA this exercise is reviewed annually.

LIFETIME CARE

We provide Lifetime Care for all our beneficiaries, from babies to seniors with a non-discriminatory pricing scheme. Our non-catastrophe covers have no age limit and will provide you with the same benefits even after retirement, at the same premium, which your enterprise is paying*.

*conditions apply

WHAT WE OFFER TO YOU

  • 1

    Mosanté offers an incomparable flexibility in the wide range of schemes and covers available.

  • 2

    Free Mocarte ensures “prise en charge” for clinic expenses related to the admission and payless services for surgical & Medical and Optician benefits.

  • 3

    You can be treated by the doctor of your choice but duly registered with and authorised by the Medical or Dental Council of Mauritius, or a registered optometrist.

  • 4

    We work with all clinics recognised by the ministry of health, Mauritius.

  • 5

    Fast track for reimbursement of claims
    -Walk-in claim settlement and get refunded within 15 minutes.
    -Submission of claims via our mobile application.

  • 6

    No waiting period for newborn under the in-patient and out-patient cover.

  • 7

    No waiting period for new employees of existing corporate members (except 9 months for pregnancy related treatment & 3 months under catastrophe cover).

  • 8

    No waiting period on equivalent schemes if you are transferring from a registered health care provider.

    Condition apply